WILLS & ESTATE PLANNING

Will & Personal Estate Planning is now a must for most people.

It is vitally important that you have a Will.

Where a person dies without having made a Will, their Estate is then subject to the Intestacy Rules of the Administration of Estates Act 1925, as a consequence this is likely to have a financially devastating effect on their surviving partner.

Even where your estate is small without a Will huge problem are going to be created. Preparation of a Will can start from as little as £100.00 plus vat.

We also provide the free to you Will service provided by Cancer Research UK and PDSA, please contact the office for further details.

With property prices increasing the chances of suffering Inheritance Tax at 40 per cent is now a reality facing an awful lot of people. However, with careful planning you can start to alleviate your fears and worries. Estate Planning is not just for making provision for your family and loved ones, it is also seeking to ensure that you make the most from your assets during your lifetime. We have the benefit of the services of an Independent Financial Adviser who specializes with such issues from Protection of Income on death; Inheritance & Capital Gains Tax Mitigation; Financial Planning; Tax efficient Investment; Independent Residential Loan Advice; Equity Release Schemes & Retirement Provision including protection of Savings & provision for Long Term & Immediate care.  Remember, we are here to help you, just pick up the telephone and have a chat with our experienced staff.

VIDEO

 

Have you made a will yet? If you think it's too soon or don't know why you should, watch this video for more information....................

 DEALING WITH ESTATES

If you or your family and friends have suffered bereavement then it is likely that you or they will need help to deal with the estate and financial affairs of the deceased. Our Probate Department is here to provide a caring service for the bereaved and seek to ensure that the affairs of the deceased are carried out in a dignified and expeditious manner. Our fees for the provision of the Probate service is based on the actual amount of the work undertaken and not on work undertaken and a per cent age of the value of the Estate.

 INHERITANCE ACT

The death of someone close to you can be difficult to deal with. Issues around Wills and inheritance can often make this situation even more stressful, especially if you feel that the Will did not reasonably provide for you, or if someone else is challenging the will on that basis.

We understand that a person's will can leave you feeling upset, shocked, and even angry, if the will they have left is not what you expected. For example, money you need to live on has been passed to someone else. It is vital to gain legal advice straight away if you are thinking of contesting a will, even though bereavement and its aftermath can be a difficult time.

Our expert Wills disputes team can help you in resolving these claims and can advise you if you are the person bringing the claim, defending the claim or acting as Executor
We'll offer you clear advice and support you at this difficult time.

The Inheritance Act And What It Means For You

In the event of a death, the Inheritance Act allows anyone who has not received reasonable financial provision to pursue a claim against the estate. If you fall into one of the categories below, you may be able to make a claim:

  •  The wife, husband or civil partner of the deceased
  •  A former wife, husband or civil partner who has not since remarried or formed    another civil partnership
  •  Someone who lived with the deceased before the death
  •  A child of the deceased
  •  A person treated as a child of the deceased
  •  Someone who has been financially supported by the deceased up until the death

We can advise you on the law and your rights, regardless of whether there was a Will or not. We have a dedicated team of lawyers to help you through this difficult time.

The Inheritance Act asks that you are able to prove that what has been left to you is not enough to meet your needs. What is and isn't considered to be reasonable will depend upon a number of different factors, set out in the Act itself, and on your individual circumstances. We can provide more information about this.

How We Can Help You Contest A Will

Our experts can help you make your claim by guiding you through each step of the legal process. We can explain to you your position within the law in plain language without overloading you with lots of legal language and technical terms. We offer clear and practical advice that will help simplify and speed up the process of making a claim under the Inheritance Act.

BEREAVEMENT SUPPORT

When we lose someone close to us, we can be overcome by emotion. While the concept of grief is common to most of us, it is difficult to know what it entails, or how coping with bereavement will affect us personally, until we ourselves suffer the loss of someone.
While many people find there is no need for professional bereavement support, as support from friends and family members may be enough to provide for their emotional needs, in other cases people may need outside help in coping with bereavement.

In the UK there are organisations which offer bereavement support to those coping with bereavement. Cruse Bereavement Care, for example, offers free bereavement support from trained individuals in England, Scotland, Wales and Northern Ireland.

If we can be of help to you or your friends and family then please just give us a call or email us.

 

 

 

"CHARITABLE GIVING IN WILLS"

 

-  After looking after family and friends, please give thought to your favourite charity          when thinking about your Will.

-  You can use your Will to look after everything that's important to you including         charitiable causes.

For more details go to www.rememberacharity.org.uk .......